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Sell One, Buy Two: A Realistic Strategy for 2026

The "Sell One, Buy Two" Strategy: Growing Your Wealth in Singapore's Property Market Many Singaporeans dream of growing their wealth through property, and the "Sell One, Buy Two" strategy is a popular pathway. This approach involves selling your current jointly owned home so that each spouse can buy a new property individually—typically one for own-stay and one for rental investment. By doing...

Re-Examining the 3-3-5 Property Rule in 2026

With shifting property values and evolving interest rate environments, is Singapore's classic affordability compass still reliable? Here is how the conservative 3-3-5 rule holds up in today’s real estate market—and whether it still protects your financial freedom. Breaking Down the Classic 3-3-5 Rule The rule sets three financial safety benchmarks before buying a home: Capital (30%):...